Living in California

Here you are living in California, making a decent paycheck but you could use a bit more. It's time to sit down and find some hidden money that is being spent on the wrong things. You first want to find the bigger money being spent and that will start off with a list of your monthly and weekly bills. Get out the calculator, calender, pencil and pad. Start with your monthly bills, rent/mortgage, electric, water etc. Now you can list any weekly costs, groceries, gasoline, lunch money. Take a good look at the total and now is the time to get working on lower some of the bills. Make a note on the calendar every month when bills are due and you won't forget to pay them and keep your credit rating good. Examining every bill try and find a way to reduce them, say perhaps electric, during the cooler months open your windows and when you are not in a room turn off all electric including the ceiling fans. There are gimmicks out there to help you use less water when you flush your toilet.

Do you take the time out to read that magazine subscriptions you have. Remember you live in California, you are living in the magazine with all the new styles. There are a few areas that you don't want to cut back on and one is not to purchase cheap car insurance in california. With all the traffic and travelers in California this is one state you want to have good insurance. Try going on the internet to
Get a car insurance quote in Connecticut or even California. Another area is gasoline, and that is an easy fix. Leave for work early or take your time coming home and run your errands at the end of the day. It will also give you free time when you have a day off from work. Check out the lunch specials around work or better yet bring your own and you will find you eat less and save money. One last suggestion is that you purchase a good travel mug and make coffee at home to carry with you to work. That would be a savings of about $7.00 a week, or $28.00 a month. Add up your possible savings and you can buy that pair of slacks you've been wanting so much but could not afford.